RATNIKA

Welcome to Ratnika! By accessing or purchasing from our website, you agree to these Terms & Conditions. Please read them carefully before using our services.

1. Products

• All products sold on Ratnika are artificial / imitation jewellery.
• Product colors may slightly vary due to photography lighting.
• We reserve the right to discontinue any product at any time.

2. Pricing

• All prices are listed in Indian Rupees (INR ₹).
• Prices are subject to change without prior notice.
• Discounts and offers are valid for a limited time only.

3. Orders

• Orders once placed cannot be cancelled after 24 hours.
• We reserve the right to cancel any order in case of stock unavailability.
• You will receive a confirmation email after placing your order.

4. Shipping & Delivery

• We deliver across India.
• Delivery time: 5-7 business days.
• Free shipping on orders above ₹499.
• We are not responsible for delays caused by courier partners.

5. Returns & Exchange

• Returns accepted within 7 days of delivery.
• Product must be unused and in original packaging.
• Exchange available for damaged or defective products only.
• No returns on sale items.

6. Payments

• We accept UPI, Credit/Debit Cards, Net Banking & COD.
• All payments are 100% secure and encrypted.
• COD available on orders below ₹2000.

7. Intellectual Property

• All content on Ratnika website including logo, images and text is our property.
• Copying or reproducing any content without permission is strictly prohibited.

8. Privacy

• We respect your privacy and protect your personal data.
• We do not sell or share your information with third parties.
• Please read our Privacy Policy for more details.

📞 Contact Us

📧 Email: ratnika@gmail.com
📞 Phone: +91 XXXXXXXXXX
📍 Address: Delhi, India

© 2026 Ratnika. All Rights Reserved. | Where Style Meets Elegance 💍